Home Mortgages: Understanding the Process and Your Rights to Fair Lending http://www.federalreserve.gov/pubs/mortgage/morbro.htm

Looking for the Best Mortgage
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea09.pdf

Alternative Mortgages: Managed Risk or Gamble
http://www.bos.frb.org/consumer/spotlight/am.htm  

Partners Software for Home Mortgage Lending (Online Mortgage Calculator)
http://www.frbatlanta.org/partnerssoftwareonline/dsp_main.cfm

New HMDA Data: Intent, Interpretation, and Implications
http://www.bos.frb.org/commdev/c&b/2005/Spring/HMDA.pdf

A Consumer’s Guide to Mortgage Lock-Ins
http://www.federalreserve.gov/pubs/lockins/default.htm

A Consumer’s Guide to Mortgage Settlement Costs
http://www.federalreserve.gov/pubs/settlement/default.htm

Looking for the Best Mortgage: Shop, Compare, Negotiate
http://www.federalreserve.gov/pubs/mortgage/mortb_1.htm
ESPAÑOL: Buscando la Hipoteca Más Favorable: Compare, Verifique, Negocie
http://www.federalreserve.gov/pubs/mortgage/mortb_1_spanish.htm

Putting Your Home on the Line is Risky Business
http://www.federalreserve.gov/pubs/riskyhomeloans/default.htm
ESPAÑOL: Utilizar Su Hogar Como Garantía para un Préstamo Es Arriesgado
http://www.federalreserve.gov/pubs/riskyhomeloans/riskyspanish.htm

What You Should Know About Home Equity Lines of Credit
http://www.federalreserve.gov/pubs/equity/equity_english.htm
ESPAÑOL: Lo Que Usted Debería Saber sobre las Líneas de Crédito con Garantía Hipotecaria 
http://www.federalreserve.gov/pubs/equity/equity_spanish.htm

Home Ownership in a High-Cost Region
http://www.bos.frb.org/commdev/c&b/2006/fall/homeownerships.pdf

Predatory Lending: Attempts to Plug the Money Drain
http://www.bos.frb.org/commdev/c&b/2003/spring/predlend.pdf

Private Mortgage Insurance (PMI): New Law Requires Lenders to Cancel PMI
http://www.frbsf.org/publications/consumer/pmi.html

Closing the Gap: A Guide to Equal Opportunity Lending
http://www.bos.frb.org/commdev/commaff/closingt.pdf

Home Equity Credit Lines
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea02.shtm

Shopping for a Home Equity Loan?
http://www.ftc.gov/bcp/conline/pubs/alerts/shopeqtyalrt.htm

Home Equity Loans: The Three-Day Cancellation Rule
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt037.shtm

Home Equity Loans: Borrowers Beware!
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea11.shtm

Mortgage Discrimination
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea08.pdf

Mortgage Servicing: Make Sure Your Payments Count
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea10.shtm

Reverse Mortgages: Get the Facts Before Cashing in on Your Home’s Equity
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea13.pdf

Homebuyer’s Kit
http://www.hud.gov/buying/index.cfm

Home Equity Loan Interest is Deductible – to a Point
http://www.bankrate.com/brm/news/loan/19990203.asp

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Related Links

Consumer Handbook on Adjustable Rate Mortgages (ARMs)
http://www.federalreserve.gov/pubs/arms/arms_english.htm
ESPAÑOL: Guía para el Consumidor sobre Hipotecas a Tasa Adjustable (ARM)
http://www.federalreserve.gov/pubs/arms/arms_spanish.htm

Boston Home Center
http://www.cityofboston.gov/dnd/hbs/

Soft Second Mortgage Program 
http://www.cityofboston.gov/dnd/hbs/C_Soft_Second.asp

Don’t Borrow Trouble (in Massachusetts)
A campaign to educate homeowners about the risks of refinance and home equity mortgages.  Homeowners facing difficulties paying their mortgage can access counseling services. Call 617-635-HOME for more information.
http://www.cityofboston.gov/dnd/hbs/C_Dont_Borrow_Trouble.asp

Don’t Borrow Trouble (For New England and Beyond)
http://www.dontborrowtrouble.com/en/our_partners_map.html

Helping the Poor Accumulate Assets  
http://www.bos.frb.org/commdev/c&b/2006/winter/assets.pdf

Individual Development Accounts
Matched savings accounts that enable low-income American families to save, build assets, and enter the financial mainstream (see fact sheet)
http://www.cfed.org/focus.m?parentid=31&siteid=374&id=374

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